Is your boating insurance seaworthy?
Getting out on the water in your watercraft is can be a wonderful escape from the day-to-day. But, having fun on the water can also increase liability risks.
Let’s make sure your “financial boat” doesn't sink should you encounter rough waters.
Does homeowners insurance cover your boat?
The fact is, homeowners policies usually place numerous restrictions on boat owners, depending on the size and horsepower of your watercraft.
In other words, if you don't carry a boat insurance policy, you may be underinsured.
The JPS Difference…
There is no such thing as a one-size-fits-all policy when it comes to watercraft insurance. At JPS you will work with a licensed agent that will take the time to help design a customized policy to fit your needs:
Where are you heading? Your coverage needs may be different depending on whether you’re out on a pond, river, sporting lake, or one of The Great Lakes. We can help with the emergency towing and assistance options.
Do you have a trailer? We can help to make sure that you’ve got coverage for the trailer in case it is damaged or stolen.
Where is the boat kept during the season? You may have different coverage needs depending on whether your boat is in your driveway or at a marina.
Aye, Aye Captain! How about a discount for your boater safety courses and years of experience.
Personal effects to protect? Sound equipment, depth finders, ship to shore radios, ski/sports equipment can all get lost, damaged, or stolen. Let’s talk about the right coverage for the items you keep on your boat.
We could go on but you get the picture…