Contractors Insurance

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Good contractors know that winning bids is essential to business success. However, protecting yourself from unnecessary risk is just as important as getting the job.  A job site accident could lead to a major financial loss for an uninsured contractor.

Protection for every budget or job

Every contractor is different.  JPS will customize commercial insurance solutions from a basic policy to a thorough mix of coverages to suit your needs.  

The type of contracting business you own, size, number of employees, and type of work all have an impact on the types of protection you may need.

We understand you need to stay focused on work, and not the risks you face every day. That's why we work with multiple carriers to find you the best coverage at the most affordable price.

What does contractors insurance cover?

Even when the job is finished, there is plenty more work to be done. You may have connected the final fixtures, flipped the switch, and handed over the keys, but the potential liability from your work goes on.

Our insurance keeps protecting you from any accidents or faults that may allegedly result from work you’ve overseen or performed. In the trades, you need a solid contractor insurance policy that keeps working to protect you long after you have moved to the next job site.

What does contractors insurance cover?

Some of the coverage areas that need to be addressed in your contractors insurance include:

  • General liability for bodily injury or property damage to others
  • Scheduled tools and equipment
  • Installation floater (work in progress)
  • Leased or rented equipment
  • Property in transit
  • Trucks, trailers, and other commercial vehicles 
  • Workers Compensation 

If your insurance misses any of this protection, your job and your company could be at serious risk.

Who can we help?

Any person or business working in construction trades: building construction, heavy construction, or home improvement. We offer coverage for every trade, including:

  • Landscapers Insurance
  • Carpenter Insurance
  • Plumber Insurance
  • HVAC Insurance
  • Electrician Insurance
  • Masonry Insurance
  • Painters Insurance
  • Flooring Insurance
  • Security Company Insurance
  • Home Builder Insurance
  • Developer Insurance
  • Renovation Insurance
  • Welding Insurance
  • Artisan Insurance
  • Handyman Insurance

The JPS Difference…

You may think you want the cheapest insurance you can find, but cheap isn't everything.

While most insurance products are similar in price and function, insurance providers vary when it comes to structuring a policy that actually covers you.

There’s no such thing as a one-size-fits-all insurance policy when it comes to your business.

Contact us today, and we'll help you protect what matters most.