The preferred insurance solution for protecting your business in Detroit, and Eastern Michigan
The Detective/Security program provided lets you go about your work with confidence in knowing that if the unforeseen happens, you are protected by a company that genuinely cares about your security, satisfaction, and well-being.
AVAILABLE COVERAGES• Commercial Automobile• Crime• General Liability (Professional Coverage)• Inland Marine• Property• Umbrella Liability
General Liability limits provide up to $1 million per occurrence with a $3 million aggregate. Coverage for Professional Liability, Employee Benefit Liability, Employment Practices Liability, Property Entrusted/Lost Key, and Cyber Liability* are available for eligible insureds. Coverage is available for both armed and unarmed security guards and detectives. Coverage is also available for both armed and unarmed security guards and detectives.
The following coverages are included:
• Additional Insured Blanket including Primary & Non-Contributory coverage and Waiver of Subrogation• Damage to Premises Rented to You • Medical and Dental Payment limit• Mobile Equipment• Property Damage Coverage for Borrowed Equipment
In addition to building, contents, equipment breakdown,and business income, the following coverages areincluded:
• Accounts Receivable• Computer Coverage• Debris Removal • Image Restoration• Key Individual Replacement Expenses• Lock Replacement • Personal Effects• Personal Property of Others • Pollutant Cleanup and Removal • Property in Transit • Property Off Premises • Signs • Temporary Meeting Place Rental • Valuable Papers and Records• Workplace Violence * Coverage or limits may vary by state
Employee Dishonesty, Forgery or Alteration, and Money & Securities are available along with other Crime Coverages.
Contractors Tools & Equipment, Installation Floater, and Scheduled Property Floater is available along with other Inland Marine Coverages.
If Automobile coverage is elected, Automobile Liability may also include up to $1 million per occurrence limits.
Adding optional coverage to your General Liability, Professional Coverages, and Automobile policies can extend limits up to $5 million per occurrence.
In the event of a claim, effective and timely response is critical. With same day contact, tailored services, and immediate action, our Claim Response Teams will provide equitable settlements that have you back up and running as quickly as possible. We work closely with your insurance agent to handle the claim fairly, efficiently, and to minimize disruption to your organization.