The preferred insurance solution for protecting your small business in Michigan.
The Food Truck industry is one of the best performing segments in the food service sector. The industry’s remarkable rise is largely attributable to changing consumer preferences. Because they are mobile, food trucks can change locations daily and stay in the popular areas to be successful. Also, since they have a smaller menu they have the ability to adapt to consumer preferences faster, and they can provide convenient, fresh food that is affordable toeveryone.
AVAILABLE COVERAGES• Commercial Automobile• General Liability• Inland Marine• Commercial Property• Umbrella Liability
General Liability limits can be provided up to $1 million per occurrence with a $3 million aggregate. Coverage for Premises Operations and Products - Completed Operations are available as long as your food truck is registered with the State Health Department. The following coverages are included:
• Additional Insured Blanket including Primary & Non-Contributory Coverage and Waiver of Subrogation• Damage to Premises Rented to You • Medical Payment limit • Mobile Equipment Included * Coverage or limits may vary by state
Automobile Liability can be provided up to $1 million per occurrence limits.
Adding optional umbrella coverage to your General Liability, and Automobile policies can extend limits up to $10 million per occurrence (in MI, MN & NY).
We can provide building, contents, equipment breakdown, business and income for eligible accounts.
We can provide coverage for your truck, trailer or cart under Inland Marine, as well as Spoilage coverage.
In the event of a claim, effective and timely response is critical. With same day contact, tailored services, and immediate action, our Claim Response Teams will provide equitable settlements that have you back up and running as quickly as possible. We work closely with your insurance agent to handle the claim fairly, efficiently, and to minimize disruption to your organization.