Health & Fitness Club Insurance in Michigan
Whether you operate a small or large health club, tennis or racquetball club, yoga studio, Pilates studio, boot fitness camp, tanning salon, licensed massage therapy, or you are a personal trainer/exercise instructor, the Health Club program provided by JPS Insurance Agency is ideally suited for you.
AVAILABLE COVERAGES
• Commercial Automobile
• Crime
• General Liability (Professional Coverage)
• Property
• Umbrella
• Workers’ Compensation
General Liability Insurance for Health Clubs in Michigan
General Liability limits provide up to $1 million per occurrence with a $3 million aggregate. Coverage for Professional Liability, Abuse & Molestation, Employee Benefit Liability, Employment Practices Liability, Cyber Liability,* and Participant Medical Payment Excess of $1,000 or $2,500 are available for eligible insureds. The following coverages are included:
• Abduction Coverage
• Additional Insured Blanket including Primary & Non-Contributory Coverage and Waiver of Subrogation
• Damage to Premises Rented to You
• Medical Payment limit
• Property Damage Coverage for Borrowed Equipment
Crime Insurance in a Health & Fitness Club
Employee Dishonesty, Forgery or Alteration, and Money & Securities are available along with other Crime Coverages.
Property Insurance for Health & Fitness Clubs in Michigan
In addition to building, contents, equipment breakdown, business income, the following coverages* are included:
• Accounts Receivable
• Computer Coverage
• Conference Cancellation
• Debris Removal
• Image Restoration
• Lock Replacement
• Personal Effects
• Personal Property of Others
• Property Off Premises
• Signs
• Temporary Meeting Place Rental
• Valuable Papers and Records
• Workplace Violence
* Coverage or limits may vary by state
Commercial Auto Insurance for Health & Fitness Clubs in Michigan
If Automobile coverage is elected, Automobile Liability may also include up to $1 million per occurrence limits.
Workers' Compensation for Health & Fitness Clubs in Michigan
Can be provided for eligible insureds.
Umbrella Liability Insurance for Health & Fitness Clubs
Adding optional umbrella coverage to your General Liability, Professional Coverage, Abuse & Molestation Coverage, and Automobile policies can extend limits up to $10 million per occurrence.
Claims Service Designated to Keep Your Health & Fitness Club in Business
In the event of a claim, effective and timely response is critical. With same day contact, tailored services, and immediate action, our Claim Response Teams will provide equitable settlements that have you back up and running as quickly as possible. We work closely with your insurance agent to handle the claim fairly, efficiently, and to minimize disruption to your organization.